Reimbursement for trips cut short and unplanned travel costs While reimbursement for covered trip cancellation is usually the most top-of-mind travel insurance benefit for a majority of travelers, Allianz Travel Insurance offers much more value beyond that. For example, it can provide benefits in case a vacation gets interrupted for one of many covered reasons—including family medical emergencies back home and certain inclement weather events that were unnamed at the time the plan was purchased. For cruisers relying on safe weather conditions, this is a particularly valuable benefit to have. It can also be extremely helpful if a traveler’s flight to their cruise embarkment is cancelled or delayed, causing them to miss part of their cruise. Even if a traveler has a covered travel delay that doesn’t cause them to miss any cruise time but does necessitate extra meals or accommodations while awaiting departure, travel delay benefits can provide reimbursement for these types of unplanned costs. Protections for precious cargo Insured travelers can also feel more secure knowing they have protection for lost, stolen, damaged, or delayed personal belongings—meaning they can be reimbursed for replacement items they need to buy if something happens to their belongings while traveling.

Valuable benefits for medical mishaps Another important reason to protect your trip with Allianz Travel Insurance is the emergency medical benefit and emergency medical transportation benefit, which can save you thousands if you have a medical emergency—whether traveling domestically or internationally. Emergency medical benefits can protect you when traveling as few as 100 miles from home and abroad, where most health insurance plans don’t extend benefits. The emergency medical transportation benefit can pay for a ground or air ambulance to the nearest appropriate medical facility, having a loved one transported to your bedside, and for transportation back home after such an event.

For medical mishaps while traveling abroad that don’t require emergency attention—like a stomach bug or sinus infection—there’s help for that, too. Allianz Travel Insurance offers access to easy, convenient scheduling of in-person or virtual medical consultations* in over 80 of the most popular global travel destinations through the free Allyz® mobile app.1 Expert travel assistance 24/7 Whether or not you have an emergency while traveling, Allianz Travel Insurance gives you access to round-the-clock expert travel assistance that can support you through most any travel challenge—like replacing a lost passport or forgotten prescription, providing translation services, following up on medical care, and much more. Start planning your next adventure with more peace of mind. Ask your Adelman advisor for details on Allianz Travel Insurance plans—even if you’ve already booked. To reach an Adelman Vacations advisor, call 800-749-7116 or 417-888-4488, or visit our website at www.adelmanvacations.com.

* USE OF THE AIR DOCTOR SERVICES IS NOT FOR MEDICAL EMERGENCIES. IF YOU HAVE, OR THINK YOU MAY HAVE, A MEDICAL EMERGENCY, CALL THE EMERGENCY NUMBER IN THE COUNTRY WHERE YOU ARE LOCATED. Air Doctor is a third party. When you go to Air Doctor’s website or use Air Doctor’s services, you are subject to Air Doctor’s terms of use, privacy policy, and Air Doctors’ other terms and conditions as provided by Air Doctor. Allianz Global Assistance and Air Doctor are not healthcare providers or medical organizations, and neither Allianz Global Assistance’s staff nor Air Doctor’s staff deliver professional medical services, provide medical advice, or provide medical diagnosis. Allianz Global Assistance is not responsible for any services, including medical services or advice where provided, provided by Air Doctor or the healthcare providers you may access through its network, or the processing of personal information by Air Doctor or such providers. Air Doctor and its affiliated healthcare providers may share your information with Allianz Global Assistance for the purpose of Allianz Global Assistance providing you with insurance and assistance services. Allianz Global Assistance will provide information about your insurance policy to Air Doctor to validate you have a policy in effect. However, this is not a guarantee of coverage. Subject to the terms of your policy, you may be responsible for costs not covered by your Allianz Global Assistance policy. To obtain a guarantee of coverage, or if you have questions about your coverage, call Allianz Global Assistance at +1 804-673-1173. Your Allianz Travel Insurance plan may provide direct billing benefits for up to three Air Doctor telehealth sessions per person per trip. 1 Allianz Global Assistance does not charge for this service. Message and data rates may apply from your mobile carrier. iOS, iPhone and App Store are trademarks of Apple Inc. Android and Google Play are trademarks of Google Inc.

Terms, conditions, and exclusions apply. Availability of specific benefits and covered reasons described here varies by product and by state. Products may not include all benefits or covered reasons described here. See your plan for details on what your plan includes. Benefits may not cover the full cost of your loss. All benefits are subject to maximum limits of liability, which may in some cases be subject to sublimits and daily maximums. Be sure to review your plan carefully to understand what limits apply to your plan.Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best’s 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance, TravelSmart, and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through Allianz Global Assistance. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233.